LEGAL

Privacy Policy

Last updated: March 2025

At LearnMonie, your privacy matters. This policy explains what data we collect, how we use it, and what rights you have. Please read it carefully.

1. Information We Collect

When you create an account or use LearnMonie, we collect information you provide directly — including your full name, email address, phone number, bank account details for withdrawals, and profile preferences. We also automatically collect technical data such as your device type, browser, IP address, and usage patterns to improve our services.

2. How We Use Your Information

We use your information to: create and manage your account; process earnings and withdrawal requests; send important platform notifications and updates; personalise your experience; detect and prevent fraud or misuse; and comply with legal and regulatory requirements. We do not sell your personal data to third parties.

3. Data Sharing

We do not sell, rent, or trade your personal information. We may share limited data with trusted service providers (such as payment processors) solely to operate the platform. These partners are bound by confidentiality agreements and may not use your data for any other purpose.

4. Cookies

LearnMonie uses cookies and similar technologies to maintain your login session, remember your preferences, and analyse traffic patterns. You can disable cookies in your browser settings, but doing so may affect some platform functionality.

5. Data Security

We implement industry-standard security measures including encryption (SSL/TLS), secure password hashing, and regular security audits. However, no system is 100% secure and we encourage users to use strong, unique passwords and keep their login credentials private.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide services. If you request account deletion, we will delete or anonymize your data within 30 days, except where we are required to retain it by law (e.g., for tax or compliance purposes).

7. Your Rights

You have the right to access, correct, or delete your personal data at any time. You may also request a copy of the data we hold about you, or withdraw consent for non-essential data processing. To exercise any of these rights, contact us via the Contact page.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Significant changes will be communicated via email or an in-app notification. Continued use of the platform after updates constitutes your acceptance of the revised policy.

9. Contact

If you have any questions about this Privacy Policy or how we handle your data, please reach out to us through our Contact page. We are committed to responding to all privacy inquiries within 5 business days.